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If you’re considering using an internet bank, you’ll want to look at Bank of Internet USA. This completely online bank is recognized as America’s oldest internet bank, as it was founded in 1999. Bank of Internet USA allows you to always have access to your checking and savings accounts, no matter what time it is or where you are. You can create an account online by providing information such as your social security number and your contact information. Bank of Internet USA has approximately $8.2 billion in assets. Being a completely online bank, it does not have any physical locations. However, its headquarters are in San Diego, CA. You may be wondering how safe internet banking really is. Bank of Internet USA promises to protect its customers, saying that 100% of losses due to unlikely break ins or funds that are misplaced or withdrawn from your account without authorization will be covered. Bank of Internet USA is also FDIC-insured, which basically is another way of saying that your money is insured in case something happens to it. Bank of Internet USA is one of the lenders associated with Costco’s mortgage service, meaning that you can use Costco to compare loan offers from Bank of Internet USA with other lenders. This bank profile is not an endorsement or advertisement for the bank's products and services. RateZip is an independent publisher of bank information.