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Beneficial is a regional bank dedicated to serving Philadelphia and the Delaware Valley, and it is known for financial reliability and security. The bank dates back to 1853 and has a rich history; in fact, Beneficial Bank's website boasts that its history is “as rich as the history of Philadelphia itself.” The bank began as an institution dedicated to serving the working class of Philadelphia, and it has evolved into a sophisticated, full-service financial institution. Beneficial is now both the oldest and largest bank headquartered in Philadelphia. Beneficial Bank has around $5 billion in assets and maintains over 60 branches in the Delaware Valley. Beneficial's main consumer offerings are broken into two categories. The first category, Personal Banking, covers standard, everyday financial accounts. These include, checking accounts, savings accounts, certificates of deposit (CDs) and IRAs, money market accounts, and even foreign currency services for those traveling abroad. Additionally, Beneficial Bank, which never originated the toxic subprime loans that caused our most recent financial meltdown, offers numerous home financing options to homeowners in Pennsylvania and New Jersey. This includes traditional home mortgage loans and refinance options, home equity loans, and home equity lines of credit. Some of Beneficial Bank's mortgage rates are listed below. Beneficial is an excellent option for consumers located in the Delaware Valley. That said, your research shouldn't stop here. Interested in seeing how Beneficial Bank interest rates stack up against the competition? Use our free comparison shopping service now! This bank profile is not an endorsement or advertisement for the bank's products and services. RateZip is an independent publisher of bank information.