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Commonwealth Mortgage is a direct lender headquartered in Massachusetts. They use their own funds to make loans, and the entire loan approval process is done inhouse. In fact, Commonwealth Mortgage only handles mortgages, so you can be sure they have the skills and expertise to find the best mortgage for you. Commonwealth Mortgage is currently licensed to do business in 24 states (CA, CO, CT, FL, GA, IL, IN, MA, MD, ME, MI, MN, NC, NH, NJ, OH, PA, RI, TN, TX, VA, WA, WI and WV). Commonwealth Mortgage has a $500 guarantee that they’ll have the best deal for your loan. Interested borrowers have to send them a Loan Estimate and loan application from a competitor, and Commonwealth Mortgage will respond with their offer approximately one business day later. If they can’t match the offer and you meet all of the requirements, you’ll get $500. So it’s a win-win; either you get a great deal on your loan, or you get an extra $500! This bank profile is not an endorsement or advertisement for the bank's products and services. RateZip is an independent publisher of bank information.