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If you’re looking to purchase or refinance a home, consider eRates Mortgage. Since their founding in 1991, they have expanded from their hometown of Charlotte, North Carolina to 32 different states. In 2017, they funded more than $1 billion in mortgages. If you’re interested in working with eRates Mortgage, you can call them anytime of the day or night. You can also start the loan process by filling out an online application. eRates Mortgage offers a variety of loans, including conventional, VA, and jumbo loans. They can help you get prequalified for a mortgage, and even have specialized information for first time home buyers, for those considering a vacation home and for those considering an investment property. If you’re considering refinancing, eRates Mortgage has a simple four step process: Application, Lock, Process, and Close. Is eRates Mortgage right for you? Compare other mortgage lenders on RateZip! This bank profile is not an endorsement or advertisement for the bank's products and services. RateZip is an independent publisher of bank information.