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National Debt Relief (NDR) is a debt settlement company with headquarters in New York City, NY. They specialize in settling debts associated with credit cards, personal loans and lines of credit, business debts, collections and repossessions, medical bills, and some student debts. They mostly work with clients who have $7,500 or more in qualifying debts; however, if you owe less than this or if your debts aren’t qualifying debts, NDR still encourages you to reach out to them so that they can put you in touch with someone who can help you. When you contact NDR, you can get a free estimate of how much you can save. There is no obligation to work with them, and NDR does not charge any fees until after your accounts have been settled. This means that you will only be charged if NDR has helped you reduce your debt. NDR has helped thousands of clients, and they may be able to help you too. What is debt settlement? Debt settlement is when creditors agree to lower a debt’s outstanding balance, lower interest rates, and/or waive penalties. In many cases, it helps to have a debt settlement company, such as NDR, negotiate with a creditor on your behalf. NDR has skilled employees dedicated to helping their clients. To help clients prepare to pay off their debt, NDR offers an FDIC-insured trust account in which clients can make monthly deposits. This bank profile is not an endorsement or advertisement for the bank's products and services. RateZip is an independent publisher of bank information.